Ways to Spot a Scam (Without Even Updating Your Firewall)

1. It’s on Social Media

If it’s on Facebook, TikTok, or Instagram—it’s a scam.

Doesn’t matter if it’s a giveaway, a job offer, or your grandma tagging you in a CBD oil pyramid scheme.

Rule of thumb: If you learned about it between cat videos and a guy eating drywall—it’s fake.

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2. Someone Calls YOU

No one calls you to give you money.

Not the IRS, not Microsoft, not “Visa Fraud Department.”

Hell, even your friends barely call anymore. If someone dials you first, assume they want your soul, your wallet, or both.

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3. They Say “Kindly”

“Kindly click the link below…”

“Kindly confirm your identity…”

“Kindly ignore the fact this was written by a Nigerian AI on a sugar high.”

Reality check: No legit person says “kindly” unless they’re about to scam you or they’re 110 years old.

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4. They Say They’re the Government

Ah yes, the government reaching out to help you with money, jail, or tech support.

Spoiler:

The IRS doesn’t email.

The FBI doesn’t text.

Social Security doesn’t DM you at 3AM.

And if they’re calling from a “restricted number,” it’s either a scammer… or your ex.